Rates & Insurance

Transparent Care & Flexible Options

Our rates reflect the advanced training and clinical expertise of its founder, Dr. Thuydy Nguyen. She holds a Ph.D. in Clinical Sexology and a Master’s degree in Marriage and Family Therapy. As a Licensed Marriage and Family Therapist and Certified Sex Therapist, Dr. Nguyen provides specialized care for trauma, intimacy, and compulsive sexual behaviors, supported by years of advanced training and experience.

Private Pay Rates

  • Two people sitting and holding hands, with one person wearing a denim jacket and grey shirt, and the other person wearing black, against a dark background.

    Individual Therapy

    Initial Intake Appointment

    $225/60 mins

    Follow- up Session

    $200/55 mins

  • Two women sitting on a brown couch, one with red hair and plaid scarf, the other with blonde hair, wearing a patterned sweater, both appearing upset, with the blonde woman covering her face with her hands

    Couples, Families, or Sex Therapy

    Initial Intake Appointment

    $275/60 mins

    Follow up session

    $250/55 mins

  • Group of six people sitting around a coffee table in a living room, engaged in discussion, with documents and coffee cups on the table.

    Group Therapy

    Per Person

    $50-75 Depending on group format and length

Insurance Coverage

We are credentialed both individually and through group partnerships with Tava, Headway, Grow, Uplift, and SonderMind. This allows us to accept Employee Assistance Programs (EAPs) and remain in-network with many major insurance providers.

Coverage varies by state. Depending on your location, LTO is in-network with plans such as:

  • Aetna

  • Cigna

  • Optum

  • UnitedHealthcare

  • Blue Cross Blue Shield

  • Anthem

  • Humana

  • Florida Blue

  • Oscar Health

  • Tricare

  • And others through third-party networks

If your insurance is not listed, or to confirm availability in your state, please reach out before scheduling.

Insurance Verifcation

Insurance verification must be completed before your first appointment. Please allow up to 24 hours for this process. If verification is not confirmed at least 24 hours prior to your scheduled session, your appointment may need to be rescheduled.

All insurance billing is processed through Tava, Headway, Grow, Uplift, or SonderMind. Any questions regarding claims or billing statements should be directed to these platforms.

Good Faith Estimate

Under the law, you have the right to receive a Good Faith Estimate explaining the expected costs of your medical and mental health care. This estimate will be provided before services begin.

The Good Faith Estimate is intended to help you understand and plan for the cost of therapy. If your actual charges are more than $400 above the estimate, you have the right to dispute the bill.

For more information about your rights, visit: www.cms.gov/nosurprises