Rates & Insurance

Transparent Care & Flexible Options

Our rates reflect the advanced training and clinical expertise of its founder, Dr. Thuydy Nguyen. She holds a Ph.D. in Clinical Sexology and a Master’s degree in Marriage and Family Therapy. As a Licensed Marriage and Family Therapist and Certified Sex Therapist, Dr. Nguyen provides specialized care for trauma, intimacy, and compulsive sexual behaviors, supported by years of advanced training and experience.

Private Pay Rates

  • Individual Therapy

    Initial Intake Appointment

    $225/60 mins

    Follow- up Session

    $200/55 mins

  • Couples, Families, or Sex Therapy

    Initial Intake Appointment

    $275/60 mins

    Follow up session

    $250/55 mins

  • Group Therapy

    Per Person

    $50-75 Depending on group format and length

Insurance Coverage

We are credentialed both individually and through group partnerships with Tava, Headway, Grow, Uplift, and SonderMind. This allows us to accept Employee Assistance Programs (EAPs) and remain in-network with many major insurance providers.

Coverage varies by state. Depending on your location, LTO is in-network with plans such as:

  • Aetna

  • Cigna

  • Optum

  • UnitedHealthcare

  • Blue Cross Blue Shield

  • Anthem

  • Humana

  • Florida Blue

  • Oscar Health

  • Tricare

  • And others through third-party networks

If your insurance is not listed, or to confirm availability in your state, please reach out before scheduling.

Insurance Verifcation

Insurance verification must be completed before your first appointment. Please allow up to 24 hours for this process. If verification is not confirmed at least 24 hours prior to your scheduled session, your appointment may need to be rescheduled.

All insurance billing is processed through Tava, Headway, Grow, Uplift, or SonderMind. Any questions regarding claims or billing statements should be directed to these platforms.

Good Faith Estimate

Under the law, you have the right to receive a Good Faith Estimate explaining the expected costs of your medical and mental health care. This estimate will be provided before services begin.

The Good Faith Estimate is intended to help you understand and plan for the cost of therapy. If your actual charges are more than $400 above the estimate, you have the right to dispute the bill.

For more information about your rights, visit: www.cms.gov/nosurprises